Credit Reporting Agencies

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919-Credit Reporting Agency


By law a consumer who is denied credit may request and must be given a free copy of a credit report within 60 days), but a consumer can obtain a copy for a fee at any time by contacting the following entities:


PO Box 390

Springfield, PA 19064-0390

(800) 888-4213 Recorded information

(800) 680-7289 To report Fraud


2880 Sunrise Boulevard, Suite 232

Rancho Cordova, CA 95742

(800) 685-1111 To order a credit report

(800) 525-6285 To report Fraud

Copy of report:

PO Box 105873

Atlanta, GA 30348

Dispute Information in the Report:

P.O. Box 740256

Atlanta, GA 30374-0256


PO Box 2104

Allen, TX 75013-2104

Experian offers 1 free credit report per year

To order credit report for fee:

(888) 397-3742

To opt out of marketing lists:

(800) 301-7195

The FTC enforces the Federal Fair Credit Reporting Act, but does not represent individual consumers.

Federal Trade Commission

Consumer Response Center

600 Pennsylvania Avenue, NW

Washington, DC 20580

(877) 382-4357