Finance Charges - Revision history

Cicpbuchanan at 20:05, 21 March 2012

2012-03-21T20:05:29Z

← Older revision		Revision as of 20:05, 21 March 2012
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	101 Market Street<br>		101 Market Street<br>
	San Francisco, CA 94105<br>		San Francisco, CA 94105<br>
-	(~~415~~) ~~974~~-~~2762~~<br>	+	(888) 851-1920<br>
		+	(800) 393-1900 TDD
	[http://www.frbsf.org/ '''www.frbsf.org''']<br>		[http://www.frbsf.org/ '''www.frbsf.org''']<br>

Cicpbuchanan at 20:01, 21 March 2012

2012-03-21T20:01:49Z

← Older revision		Revision as of 20:01, 21 March 2012
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	San Francisco, CA 94105<br>		San Francisco, CA 94105<br>
	(415) 974-2762<br>		(415) 974-2762<br>
-	[http://www.frbsf.org/ '''www.frbsf.org/''']<br>	+	[http://www.frbsf.org/ '''www.frbsf.org''']<br>

Cicjscribner at 00:02, 11 March 2011

2011-03-11T00:02:24Z

← Older revision		Revision as of 00:02, 11 March 2011
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		+
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Cicjscribner at 20:10, 30 September 2010

2010-09-30T20:10:25Z

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	\| <h4 align="center"><big>FINANCE CHARGES</big><br /></h4>		\| <h4 align="center"><big>FINANCE CHARGES</big><br /></h4>
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	<p>Under Civil Code 1917, financial institutions such as banks, savings and loan, other credit institutions, bank card issuers, and businesses at the retail level are exempt from the usury law and are free to charge what the consumer is willing to pay.</p><br>		<p>Under Civil Code 1917, financial institutions such as banks, savings and loan, other credit institutions, bank card issuers, and businesses at the retail level are exempt from the usury law and are free to charge what the consumer is willing to pay.</p><br>

-	'''Federal Reserve System'''<br>	+	'''<font color="#4AA02C">Federal Reserve System</font color="#4AA02C">'''<br>
	'''Federal Reserve Bank'''<br>		'''Federal Reserve Bank'''<br>
-	~~'''~~Consumer Affairs Department~~'''~~<br>	+	Consumer Affairs Department<br>
	101 Market Street<br>		101 Market Street<br>
	San Francisco, CA 94105<br>		San Francisco, CA 94105<br>
	(415) 974-2762<br>		(415) 974-2762<br>
	[http://www.frbsf.org/ '''www.frbsf.org/''']<br>		[http://www.frbsf.org/ '''www.frbsf.org/''']<br>
		+
		+

	<p>Consumers who have questions or need explanations on interest rates may call the Attorney General's office at the number listed below.</p><br>		<p>Consumers who have questions or need explanations on interest rates may call the Attorney General's office at the number listed below.</p><br>

-	'''Department of Justice'''<br>	+	'''<font color="#4AA02C">Department of Justice</font color="#4AA02C">'''<br>
	'''Attorney General'''<br>		'''Attorney General'''<br>
	1300 I Street<br>		1300 I Street<br>
Line 38:		Line 40:
	(916) 327-5564 (TDD Out of State)<br>		(916) 327-5564 (TDD Out of State)<br>
	[http://www.caaq.state.ca.us/ '''www.caag.state.ca.us/''']<br>		[http://www.caaq.state.ca.us/ '''www.caag.state.ca.us/''']<br>
-
-
-
-	~~<p>'''Publications available:''' None are offered by the Consumer Information Center</p>~~
-	~~<p>'''See also:''' Bank Complaints (complaint and information line)</p>~~
-	~~<p>'''Other referrals:''' Bank Complaints/Information and Interest Rates</p><br>~~

Cicjscribner at 22:32, 30 June 2010

2010-06-30T22:32:31Z

← Older revision		Revision as of 22:32, 30 June 2010
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-	<p>The Federal Reserve Bank (FRB) controls interest rates. The FRB sets the rate based on inflation, the international economy, the value of the dollar, and other complex economic issues. The Federal Reserve Bank loans money to state banks, credit unions, and other money lending sources that make loans available to consumers.</p><br>	+	<p>The [http://www.frbsf.org/ '''Federal Reserve Bank (FRB)]''' controls interest rates. The FRB sets the rate based on inflation, the international economy, the value of the dollar, and other complex economic issues. The Federal Reserve Bank loans money to state banks, credit unions, and other money lending sources that make loans available to consumers.</p><br>

	<p>Under Civil Code 1917, financial institutions such as banks, savings and loan, other credit institutions, bank card issuers, and businesses at the retail level are exempt from the usury law and are free to charge what the consumer is willing to pay.</p><br>		<p>Under Civil Code 1917, financial institutions such as banks, savings and loan, other credit institutions, bank card issuers, and businesses at the retail level are exempt from the usury law and are free to charge what the consumer is willing to pay.</p><br>

Cicjscribner at 22:32, 30 June 2010

2010-06-30T22:32:13Z

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-	\| <h4 align="center"><big>>FINANCE CHARGES</big><br /></h4>	+	\| <h4 align="center"><big>FINANCE CHARGES</big><br /></h4>
	\| [[A\|go back]]		\| [[A\|go back]]
	\|-		\|-

Cicjscribner: Created page with '! |- | {| border = 0 cellpadding="20" cellspacing="0" |- |

>FINANCE CHARGES

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The Federal Reserve Bank (…'

2010-06-30T22:31:31Z

Created page with '! |- | {| border = 0 cellpadding="20" cellspacing="0" |- | <h4 align="center"><big>>FINANCE CHARGES</big> </h4> | go back |- |} |- |} The Federal Reserve Bank (…'

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| <h4 align="center"><big>>FINANCE CHARGES</big> </h4>
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The Federal Reserve Bank (FRB) controls interest rates. The FRB sets the rate based on inflation, the international economy, the value of the dollar, and other complex economic issues. The Federal Reserve Bank loans money to state banks, credit unions, and other money lending sources that make loans available to consumers. 

Under Civil Code 1917, financial institutions such as banks, savings and loan, other credit institutions, bank card issuers, and businesses at the retail level are exempt from the usury law and are free to charge what the consumer is willing to pay. 

'''Federal Reserve System''' 
'''Federal Reserve Bank''' 
'''Consumer Affairs Department''' 
101 Market Street 
San Francisco, CA 94105 
(415) 974-2762 
[http://www.frbsf.org/ '''www.frbsf.org/'''] 

Consumers who have questions or need explanations on interest rates may call the Attorney General's office at the number listed below. 

'''Department of Justice''' 
'''Attorney General''' 
1300 I Street 
PO Box 944255 (mailing address) 
Sacramento, CA 94244-2550 
(800) 952-5225 (CA Callers) 
(916) 322-3360 (Out of State) 
(916) 323-5341 Fax 
(800) 952-5548 (TDD in CA) 
(916) 327-5564 (TDD Out of State) 
[http://www.caaq.state.ca.us/ '''www.caag.state.ca.us/'''] 

'''Publications available:''' None are offered by the Consumer Information Center
'''See also:''' Bank Complaints (complaint and information line)
'''Other referrals:''' Bank Complaints/Information and Interest Rates 

[[file:green_arrow.jpg|link=http://www.dca.ca.gov/publications/guide/index.shtml|Consumer Resource & Referral Guide]]
Consumer Resource & Referral Guide 
[[file:green_arrow.jpg|link=http://www.ca.gov/About/Government/agencyindex.html|Directory of State Agencies ]]
Directory of State Agencies 
[[file:green_arrow.jpg|link=http://www.dca.ca.gov/consumer/links_federal.shtml|Directory of Federal Agencies]]
Directory of Federal Agencies 
[[file:green_dca.jpg|link=http://www.dca.ca.gov/|Return to DCA Home Page]]
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