Credit Cards (Regulation) - Revision history

Cicjscribner at 19:05, 8 March 2011

2011-03-08T19:05:24Z

← Older revision		Revision as of 19:05, 8 March 2011
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Cicjscribner at 22:22, 16 September 2010

2010-09-16T22:22:28Z

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-	'''See ~~Aldo~~:'''<br>	+	'''See Also:'''<br>
	[[Bank Complaints/Information (State, Federal, National)\|Bank Complaints/Information (State, Federal, National)]]<br>		[[Bank Complaints/Information (State, Federal, National)\|Bank Complaints/Information (State, Federal, National)]]<br>
	[[Better Business Bureau\|Better Business Bureau]]<br>		[[Better Business Bureau\|Better Business Bureau]]<br>

Cicjscribner at 22:22, 16 September 2010

2010-09-16T22:22:13Z

← Older revision		Revision as of 22:22, 16 September 2010
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	\| <h4 align="center"><big>CREDIT CARDS (REGULATION)</big><br /></h4>		\| <h4 align="center"><big>CREDIT CARDS (REGULATION)</big><br /></h4>
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-	'''See:'''<br>	+	'''See Aldo:'''<br>
	[[Bank Complaints/Information (State, Federal, National)\|Bank Complaints/Information (State, Federal, National)]]<br>		[[Bank Complaints/Information (State, Federal, National)\|Bank Complaints/Information (State, Federal, National)]]<br>
	[[Better Business Bureau\|Better Business Bureau]]<br>		[[Better Business Bureau\|Better Business Bureau]]<br>
-	~~[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>~~
	[[Small Claims Advisors and Court Locations/Small Claims Court\|Small Claims Advisors and Court Locations/Small Claims Court]]<br>		[[Small Claims Advisors and Court Locations/Small Claims Court\|Small Claims Advisors and Court Locations/Small Claims Court]]<br>

Cicjscribner at 15:42, 28 July 2010

2010-07-28T15:42:15Z

← Older revision		Revision as of 15:42, 28 July 2010
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	[[Better Business Bureau\|Better Business Bureau]]<br>		[[Better Business Bureau\|Better Business Bureau]]<br>
	[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>		[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>
-	[[Small Claims Court\|Small Claims Court]]<br>	+	[[Small Claims Advisors and Court Locations/Small Claims Court\|Small Claims Advisors and Court Locations/Small Claims Court]]<br>

Cicjscribner at 15:41, 28 July 2010

2010-07-28T15:41:09Z

← Older revision		Revision as of 15:41, 28 July 2010
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	'''See:'''<br>		'''See:'''<br>
-	[[Bank Complaints/Information\|Bank Complaints/Information]]<br>	+	[[Bank Complaints/Information (State, Federal, National)\|Bank Complaints/Information (State, Federal, National)]]<br>
	[[Better Business Bureau\|Better Business Bureau]]<br>		[[Better Business Bureau\|Better Business Bureau]]<br>
	[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>		[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>

Cicjscribner at 15:40, 28 July 2010

2010-07-28T15:40:10Z

← Older revision		Revision as of 15:40, 28 July 2010
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-	<p>In the case of a complaint or problem with a credit card, a consumer should ordinarily contact the customer services office of the corporation that issued the card before taking other action. If the problem involves an act or omission of a retailer that was paid by using a credit card, the consumer should first try to resolve the problem by contacting the merchant. A consumer may also contact a consumer protection or law enforcement agency in the area or state where the corporation issued the credit card.<p><br>	+	<p>In the case of a complaint or problem with a credit card, a consumer should ordinarily contact the customer services office of the corporation that issued the card before taking other action. If the problem involves an act or omission of a retailer that was paid by using a credit card, the consumer should first try to resolve the problem by contacting the merchant. A consumer may also contact a consumer protection or law enforcement agency in the area or state where the corporation issued the credit card.</p><br>


-	<p>The Fair Credit Billing Act (FCBA), enforced by the [http://www.ftc.gov/ '''Federal Trade Commission],''' establishes procedures for resolving mistakes on credit billing and electronic fund transfer account statements, including:<p><br>	+	<p>The Fair Credit Billing Act (FCBA), enforced by the [http://www.ftc.gov/ '''Federal Trade Commission],''' establishes procedures for resolving mistakes on credit billing and electronic fund transfer account statements, including:</p><br>

	*charges that the consumer has not made;<br>		*charges that the consumer has not made;<br>
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-	<p>The FCBA generally applies only to "open end" credit accounts-credit cards, revolving charge accounts, and overdraft checking accounts. It does not apply to loans or credit sales that are paid according to a fixed schedule until the entire amount is paid back, such as an automobile loan.<p><br>	+	<p>The FCBA generally applies only to "open end" credit accounts-credit cards, revolving charge accounts, and overdraft checking accounts. It does not apply to loans or credit sales that are paid according to a fixed schedule until the entire amount is paid back, such as an automobile loan.</p><br>

Cicjscribner: Created page with '{| align="center" border = 0 ! |- | {| border = 0 cellpadding="20" cellspacing="0" |- |

CREDIT CARDS (REGULATION)

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2010-07-28T15:39:53Z

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| <h4 align="center"><big>CREDIT CARDS (REGULATION)</big> </h4>
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In the case of a complaint or problem with a credit card, a consumer should ordinarily contact the customer services office of the corporation that issued the card before taking other action. If the problem involves an act or omission of a retailer that was paid by using a credit card, the consumer should first try to resolve the problem by contacting the merchant. A consumer may also contact a consumer protection or law enforcement agency in the area or state where the corporation issued the credit card. 

The Fair Credit Billing Act (FCBA), enforced by the [http://www.ftc.gov/ '''Federal Trade Commission],''' establishes procedures for resolving mistakes on credit billing and electronic fund transfer account statements, including: 

*charges that the consumer has not made; 
*charges that are incorrectly identified or show wrong amount or date; 
*computation or similar errors; 
*failure to reflect payments or credits; 
*not mailing or delivering credit billing to your current address; and
charges for which the consumer requests an explanation or documentation, due to a possible error. 

The FCBA generally applies only to "open end" credit accounts-credit cards, revolving charge accounts, and overdraft checking accounts. It does not apply to loans or credit sales that are paid according to a fixed schedule until the entire amount is paid back, such as an automobile loan. 

'''Federal Trade Commission, Headquarters''' 
600 Pennsylvania Avenue, NW 
Washington, DC 20580 
(877) 382-4357 - 9:00 am to 8:00 pm EST 
[http://www.ftc.gov/ '''www.ftc.gov'''] 

'''See:''' 
[[Bank Complaints/Information|Bank Complaints/Information]] 
[[Better Business Bureau|Better Business Bureau]] 
[[Federal Trade Commission (FTC)|Federal Trade Commission (FTC)]] 
[[Small Claims Court|Small Claims Court]] 

[[file:green_arrow.jpg|link=http://www.dca.ca.gov/publications/guide/index.shtml|Consumer Resource & Referral Guide]]
Consumer Resource & Referral Guide 
[[file:green_arrow.jpg|link=http://www.ca.gov/CaSearch/Agencies.aspx|Directory of State Agencies ]]
Directory of State Agencies 
[[file:green_arrow.jpg|link=http://www.dca.ca.gov/consumer/links_federal.shtml|Directory of Federal Agencies]]
Directory of Federal Agencies 
[[file:green_dca.jpg|link=http://www.dca.ca.gov/|Return to DCA Home Page]]
Return to DCA Home Page

← Older revision		Revision as of 15:42, 28 July 2010
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	[[Better Business Bureau\|Better Business Bureau]]<br>		[[Better Business Bureau\|Better Business Bureau]]<br>
	[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>		[[Federal Trade Commission (FTC)\|Federal Trade Commission (FTC)]]<br>
-	[[Small Claims Court\|Small Claims Court]]<br>	+	[[Small Claims Advisors and Court Locations/Small Claims Court\|Small Claims Advisors and Court Locations/Small Claims Court]]<br>