State of California California Department of Consumer Affairs

Checks Systems For Financial Institutions (CHEX)

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<p>CHEX Systems and SCAN are owned by Deluxe Check Printers; these companies print the checks used by consumers for banking purposes.</p><br>
<p>CHEX Systems and SCAN are owned by Deluxe Check Printers; these companies print the checks used by consumers for banking purposes.</p><br>
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<p>Contact the CHEX Systems, Inc. to check files on record, a consumer should send written request with full name, social security number, birth date, California driver's license, and provide addresses for the past five years.</p><br>
<p>Contact the CHEX Systems, Inc. to check files on record, a consumer should send written request with full name, social security number, birth date, California driver's license, and provide addresses for the past five years.</p><br>
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Minneapolis, Minnesota 55420<br>   
Minneapolis, Minnesota 55420<br>   
(612) 854-3422<br>   
(612) 854-3422<br>   
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[https://www.consumerdebit.com/consumerinfo/us/en/index.htm '''ChexSystems Consumer Assistance''']<br>
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<p>The [http://www.corp.ca.goc/ '''California Department of Corporations]''' has jurisdiction over CHEX Systems and similar businesses.</p><br>
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<p>Chex Systems, Inc. is a consumer-reporting agency governed by the federal Fair Credit Reporting Act (FCRA) and other laws. The Federal Trade Commission enforces the FCRA.
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'''<font color="#4AA02C">California Department of Corporations</font color="#4AA02C">'''<br>
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'''<font color="#4AA02C">Federal Trade Commission</font color="#4AA02C">'''<br>
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3700 Wilshire Boulevard, Suite 600<br>   
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600 Pennsylvania Avenue, NW<br>   
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Los Angeles, CA 90010-3001<br>
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Washington, DC 20580<br>
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(213) 736-2741 Main<br> 
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(202) 326-2222<br>   
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(800) 347-6995 Complaints<br>   
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[http://www.ftc.gov/ftc/contact.shtm '''www.ftc.gov''']<br>
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[http://www.corp.ca.goc/ '''www.corp.ca.gov''']<br>
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Revision as of 15:11, 5 April 2011

735-Other State Agencies

CHECKS SYSTEMS FOR FINANCIAL INSTITUTIONS (CHEX)

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CHEX Systems provides information to financial institutions such as state and federal banks, savings and loan companies, and credit unions about consumer checking accounts and credit history. The financial institution may refuse a consumer its services based on the information provided by CHEX Systems. A bank may report a consumer to CHEX Systems when the banks decides to close a consumer's account if the bank customer consistently has insufficient funds or overdrafts.


If a consumer is reported by a banking or lending institution, the report is active in the CHEX Systems for seven years. If the information is incorrect, the consumer must request that the financial institution in question remove the report. If the bank (or other institution) refuses to cooperate, the consumer can contact the California Department of Corporations which has jurisdiction over CHEX Systems.


CHEX Systems and SCAN are owned by Deluxe Check Printers; these companies print the checks used by consumers for banking purposes.


Contact the CHEX Systems, Inc. to check files on record, a consumer should send written request with full name, social security number, birth date, California driver's license, and provide addresses for the past five years.


CHEX Systems, Inc.
1550 E 79th Street
Minneapolis, Minnesota 55420
(612) 854-3422
ChexSystems Consumer Assistance


Chex Systems, Inc. is a consumer-reporting agency governed by the federal Fair Credit Reporting Act (FCRA) and other laws. The Federal Trade Commission enforces the FCRA.


Federal Trade Commission
600 Pennsylvania Avenue, NW
Washington, DC 20580
(202) 326-2222
www.ftc.gov



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