Checks (Privacy Rights) - Revision history

Cicjscribner at 21:55, 3 March 2011

2011-03-03T21:55:25Z

← Older revision		Revision as of 21:55, 3 March 2011
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Cicjscribner at 17:49, 15 September 2010

2010-09-15T17:49:35Z

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	'''(Civil Code Section 1725)'''<br>		'''(Civil Code Section 1725)'''<br>
		+

	'''Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:'''<br>		'''Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:'''<br>

		+
	* Recording a credit card number.<br>		* Recording a credit card number.<br>

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	* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).<br>		* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).<br>
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-
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-	~~<p>'''Department Publications:''' None are offered by the Consumer Information Center</p>~~
-	~~<p>'''Other References:''' Credit Cards and Checks (Privacy Rights) Bank complaints/Information</p>~~
-	~~<p>'''Other referrals:''' None</p><br>~~

Cicjscribner at 22:28, 17 June 2010

2010-06-17T22:28:01Z

← Older revision		Revision as of 22:28, 17 June 2010
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	<p>'''Department Publications:''' None are offered by the Consumer Information Center</p>		<p>'''Department Publications:''' None are offered by the Consumer Information Center</p>
-	<p>'''Other References:''' Credit Cards and Checks (Privacy Rights) Bank ~~Complaints~~/Information<p>	+	<p>'''Other References:''' Credit Cards and Checks (Privacy Rights) Bank complaints/Information</p>
	<p>'''Other referrals:''' None</p><br>		<p>'''Other referrals:''' None</p><br>

Cicjscribner at 22:27, 17 June 2010

2010-06-17T22:27:28Z

Cicjscribner at 22:26, 17 June 2010

2010-06-17T22:26:05Z

← Older revision		Revision as of 22:26, 17 June 2010
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-	(Civil Code Section 1725)<br>	+	'''(Civil Code Section 1725)'''<br>

-	<p>Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:</p>	+	<p>'''Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:'''</p><br>

-	<p>* Recording a credit card number.</p>	+	<p>* Recording a credit card number.</p><br>

-	<p>* Requiring that a credit card be shown as a condition of accepting the check (the card can be requested, but not required).</p>	+	<p>* Requiring that a credit card be shown as a condition of accepting the check (the card can be requested, but not required).</p><br>

-	<p>* Requiring the check writer to authorize the merchant to charge the check writer's credit card amount if the check is returned for insufficient funds.</p>	+	<p>* Requiring the check writer to authorize the merchant to charge the check writer's credit card amount if the check is returned for insufficient funds.</p><br>

-	<p>* Contacting the check writer's credit card issuer to determine if he or she has sufficient credit available to cover the amount of the check.</p>	+	<p>* Contacting the check writer's credit card issuer to determine if he or she has sufficient credit available to cover the amount of the check.</p><br>

-	<p>* If a credit card is voluntarily provided, a merchant can record only the type of card, issuer, and expiration date. Recording other forms of identification on checks, including name, address, telephone, and driver's license number is not prohibited. The only information expressly prohibited from being recorded is the credit card number.</p>	+	<p>* If a credit card is voluntarily provided, a merchant can record only the type of card, issuer, and expiration date. Recording other forms of identification on checks, including name, address, telephone, and driver's license number is not prohibited. The only information expressly prohibited from being recorded is the credit card number.</p><br>

		+
		+
	'''A retailer can do any of the following:'''<br>		'''A retailer can do any of the following:'''<br>

-	<p>* Require the check writer to produce reasonable forms of identification.</p>	+	<p>* Require the check writer to produce reasonable forms of identification.</p><br>

-	<p>* Require the production of a check guarantee card, even if the check guarantee card is also a credit card.</p>	+	<p>* Require the production of a check guarantee card, even if the check guarantee card is also a credit card.</p><br>

-	<p> *Require the check writer to produce a credit card, and record it, if the check is given solely in exchange for cash.</p>	+	<p> *Require the check writer to produce a credit card, and record it, if the check is given solely in exchange for cash.</p><br>

-	<p>* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).</p>	+	<p>* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).</p><br>

Cicjscribner: Created page with '{| align="center" border = 0 ! |- | {| border = 0 cellpadding="20" cellspacing="0" |- |

CHECK (PRIVACY RIGHTS)

| go back |- |} |-…'

2010-06-17T22:25:11Z

Created page with '{| align="center" border = 0 ! |- | {| border = 0 cellpadding="20" cellspacing="0" |- | <h4 align="center"><big>CHECK (PRIVACY RIGHTS)</big> </h4> | go back |- |} |-…'

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(Civil Code Section 1725) 

Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:

* Recording a credit card number.

* Requiring that a credit card be shown as a condition of accepting the check (the card can be requested, but not required).

* Requiring the check writer to authorize the merchant to charge the check writer's credit card amount if the check is returned for insufficient funds.

* Contacting the check writer's credit card issuer to determine if he or she has sufficient credit available to cover the amount of the check.

* If a credit card is voluntarily provided, a merchant can record only the type of card, issuer, and expiration date. Recording other forms of identification on checks, including name, address, telephone, and driver's license number is not prohibited. The only information expressly prohibited from being recorded is the credit card number.

'''A retailer can do any of the following:''' 

* Require the check writer to produce reasonable forms of identification.

* Require the production of a check guarantee card, even if the check guarantee card is also a credit card.

 *Require the check writer to produce a credit card, and record it, if the check is given solely in exchange for cash.

* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).

'''Department Publications:''' None are offered by the Consumer Information Center
'''Other References:''' Credit Cards and Checks (Privacy Rights) Bank Complaints/Information
'''Other referrals:''' None 

[[file:green_arrow.jpg|link=http://www.dca.ca.gov/publications/guide/index.shtml|Consumer Resource & Referral Guide]]
Consumer Resource & Referral Guide 
[[file:green_arrow.jpg|link=http://www.ca.gov/CaSearch/Agencies.aspx|Directory of State Agencies ]]
Directory of State Agencies 
[[file:green_arrow.jpg|link=http://www.dca.ca.gov/consumer/links_federal.shtml|Directory of Federal Agencies]]
Directory of Federal Agencies 
[[file:green_dca.jpg|link=http://www.dca.ca.gov/|Return to DCA Home Page]]
Return to DCA Home Page

← Older revision		Revision as of 22:27, 17 June 2010
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	'''(Civil Code Section 1725)'''<br>		'''(Civil Code Section 1725)'''<br>

-	~~<p>~~'''Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:'''~~</p>~~<br>	+	'''Any person accepting a check in payment for goods or services sold or leased at retail is prohibited from:'''<br>

-	~~<p>~~* Recording a credit card number.~~</p>~~<br>	+	* Recording a credit card number.<br>

-	~~<p>~~* Requiring that a credit card be shown as a condition of accepting the check (the card can be requested, but not required).~~</p>~~<br>	+	* Requiring that a credit card be shown as a condition of accepting the check (the card can be requested, but not required).<br>

-	~~<p>~~* Requiring the check writer to authorize the merchant to charge the check writer's credit card amount if the check is returned for insufficient funds.~~</p>~~<br>	+	* Requiring the check writer to authorize the merchant to charge the check writer's credit card amount if the check is returned for insufficient funds.<br>

-	~~<p>~~* Contacting the check writer's credit card issuer to determine if he or she has sufficient credit available to cover the amount of the check.~~</p>~~<br>	+	* Contacting the check writer's credit card issuer to determine if he or she has sufficient credit available to cover the amount of the check.<br>

-	~~<p>~~* If a credit card is voluntarily provided, a merchant can record only the type of card, issuer, and expiration date. Recording other forms of identification on checks, including name, address, telephone, and driver's license number is not prohibited. The only information expressly prohibited from being recorded is the credit card number.~~</p>~~<br>	+	* If a credit card is voluntarily provided, a merchant can record only the type of card, issuer, and expiration date. Recording other forms of identification on checks, including name, address, telephone, and driver's license number is not prohibited. The only information expressly prohibited from being recorded is the credit card number.<br>


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	'''A retailer can do any of the following:'''<br>		'''A retailer can do any of the following:'''<br>

-	~~<p>~~* Require the check writer to produce reasonable forms of identification.~~</p>~~<br>	+	* Require the check writer to produce reasonable forms of identification.<br>

-	~~<p>~~* Require the production of a check guarantee card, even if the check guarantee card is also a credit card.~~</p>~~<br>	+	* Require the production of a check guarantee card, even if the check guarantee card is also a credit card.<br>

-	~~<p>~~ *Require the check writer to produce a credit card, and record it, if the check is given solely in exchange for cash.~~</p>~~<br>	+	*Require the check writer to produce a credit card, and record it, if the check is given solely in exchange for cash.<br>

-	~~<p>~~* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).~~</p>~~<br>	+	* Require a credit card number instead of a cash deposit as security (for example, to secure a hotel reservation).<br>